Smart, secure & flexible prepaid cards

Reload, tap & pay, and shop anywhere—without linking a bank account.

What are Prepaid Cards?

Prepaid Cards are preloaded, stored-value payment instruments that work just like debit/credit cards — but without linking to a bank account. Users load funds and spend securely across online, offline, and international merchants.

Why it matters:

  • Bank-free digital payments
  • Full control on spend
  • Works globally on card networks

Key Features

  • Reloadable cards → Load funds anytime via UPI/net banking
  • Universal acceptance → Works at POS, ATMs & online merchants
  • Tap & pay → NFC-enabled contactless transactions
  • Multi-purpose use → Gifting, rewards, travel, business expenses
  • Secure by design → PIN/OTP authentication & card network security

Why Choose Bharat Connect?

  • Financial inclusion → Ideal for unbanked & underbanked customers
  • Spend control → Limit expenses & avoid overspending
  • Flexible payouts → Great for corporate gifting, employee incentives
  • Travel-friendly → International use without linking to a bank account

How It Works

Step 1:

User gets a prepaid card (physical or virtual)

Step 2:

Load balance via UPI, wallet, or net banking

Step 3:

Use card at POS, online checkout, or ATM

Step 4:

Track balance & reload instantly

Use Cases

  • Retail shoppers → Cashless, secure shopping
  • Corporate rewards → Employee perks, loyalty programs
  • Travelers & Students → Easy budgeting for trips or studies abroad
  • Gift cards → Personalized, flexible gifting solution

Compliance & Security

  • RBI-authorized Prepaid Payment Instruments (PPI)
  • KYC-compliant issuance (minimum/full KYC)
  • PCI DSS-certified transaction security
  • OTP/PIN-based two-factor authentication

Get Your Prepaid Card Today

Easy to load, simple to use, and accepted everywhere.