Unified bill payments across India.

Pay utilities, telecom, fees and more—online or at agent outlets.

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What is Bharat Connect?

Bharat Connect is NPCI’s unified bill payments ecosystem that lets customers and businesses settle both recurring & non-recurring bills across services — from electricity, water & DTH to school fees, taxes, and more — via apps, retail outlets, agents, or bank channels.

Why it matters:

One platform for all bill payments
Works across online + physical channels
Standardized, regulated, and trusted

Key Features

Broad biller network → 25+ categories & 22,000+ billers
Multiple payment modes → UPI, cards, net banking, wallets & cash/agents
Real-time confirmation → Instantly know when bill is paid
Unified platform → Single interface for both recurring & onetime bills
Agent & physical reach → Pay via agents, outlets, kiosks, or bank branches

Why Choose Bharat Connect?

Convenience → One platform, many billers, pay anytime
Accessibility → Digital or physical touchpoints — for all regions
Trust and reliability → Backed by RBI & NPCI regulation
Cost-efficiency → Reduced duplication & reconciliation hassles

How It Works

Step 1:

Customer selects Bharat Connect → picks biller category

Step 2:

Enters bill details / fetches bill via operator if needed

Step 3:

Chooses payment mode → pays (UPI, card, wallet, net banking, cash/agent)

Step 4:

Instant confirmation + settlement to biller

Use Cases

Household Utilities → Electricity, water, gas bills
Telecom & Entertainment → Mobile, Broadband, DTH, streaming subscriptions
Education → School / College fees, academic charges
Government & Local Services → Taxes, municipal bills, public services

Compliance & Security

Operated by NPCI Bharat BillPay Limited (regulated entity) (NPCI)
Adherence to RBI guidelines and NPCI technical standards
Secure data & transaction encryption, strong dispute resolution framework
Physical + digital channel audits, fraud & risk monitoring

Bill Payments Made Easy with Bharat Connect

One platform. All billers. Secure payments across every channel.

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